Liability Insurance
What kind of cover do you need?
There are several different types of liability insurance that you might need for your business, so why not let Nevett and Taylor give you a full appraisal of your needs. We can offer you expert advice on what cover suits you and if a claim arises then we will help you through this difficult period. We are not just here to sell you a policy Nevett and Taylor are here to help you.
Below are a few examples of the different types of policy we offer;
Public liability
Insurance protects against liability for accidental bodily injury or damage to the property of third parties that you or your staff might cause.
Here is an example of how a claim could arise:
A member of the public comes into a shop and slips and is injured on the wet floor that wasn’t marked with any warning signs.
Employer’s liability
You as an employer are responsible for the health and safety of your employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment.
Employer’s liability insurance is not only compulsory by law but will offer valuable cover that will enable you to meet the cost of compensation for your employees injuries or illness whether they are caused on or off site.
Products liability
This type of cover is designed to cover your business against any claim made for a defect in the product you sell or manufacture. This can range from a shop selling produce, an engineer manufacturing a component for use in a large machine or a manufacturer who makes the full item from start to finish.
The above are the most important of the covers available, but we also offer professional indemnity, directors and officers and employment legal protection which could all be important to you. If you run your own business then you will need insurance cover. Call us now on 01663 747 000 for an appraisal of your needs or alternatively complete the form below and one of our specialist advisors will contact you.
